When you think about currency, most people think about money. The topic of money is always relevant because of the dependency of it within our culture. As much as we might not want to admit it, money talks and definitely influences our daily behaviors and habits.

Currency comes in different forms, mostly banknotes (paper money) and coins. Because of its higher value, people appreciate the kind that folds more than the kind that jingles. But what if I told you that there is another form of currency that's actually more valuable than banknotes and coins? Would you believe me? Well, I'm here to tell you that there is actually a form of currency that is more valuable than banknotes and coins. It's called Personal Currency.

Even though money can buy most things in life, personal currency is king. Personal currency is your personal, valuable banknotes, in the form of time. Everyone is born with the same amount of personal currency (24 hours in a day), no matter racial background or tax bracket. That's the cool part of it. Personal currency is measured on how you spend it with yourself and other people. Now, there are some factors that affect your personal currency (job, family, school, etc), but your personal time is your personal time. Cherish it and don't spend it all in one place.

Whether you only have one hour per day or one hour per week, that time is invaluable. It shouldn't be spent with just anyone. If you watch your wallet and count your pennies when it comes to spending money, the same should apply to you when evaluating your personal currency. How you spend your personal time says a lot about your character and value system.  

In order to maximize your personal currency, let's divide it into two categories: Needs and wants. There are many things in life you need like water, air and shelter. However, there are some things in life that are simply wants like Fiji water, a hyperbolic air sleeping chamber and a 30-acre mansion. Catch my drift? Personal currency works the same way. You know your mind and body. Give it the essential needs it requires. Don't indulge into wanting things you don't necessarily need. Need to relax? Reward yourself with a two-hour break instead of a three-day vacation.

In short, your personal time is more valuable than your money. You can position yourself to make up for lost money. Time is something you can't never get back. Be responsible when spending your personal currency. Make sure the ROI (return on investment) is high and beneficial to your happiness and well-being. Personal currency is the top prize.